I recently applied for an american express green about a month ago and was denied.
Reason for denial "Length of time accounts have been established, delinquency reported on accounts, too many recent credit checks, and fico score (666 EX)
I have 7 years of credit history. I have 5 cards:Victoria's secret $940, Express $1,070, Orchard Bank?HSBC/CapOne $400 and two new Cap One Cards I obtained within the past two months Cap One Cash Rewards and Cap One Platinum both @ $500 and in the credit steps program...I have a personal loan a car payment and a salary advance loan with credit union... I feel onto hard times after undergrad and couldn't find a decent paying job so I ended up getting two jobs and still struggled...however since the beginning of this year I have been on a good track.
What can I do to get my foot in the door with AMEX?
I recently opened a savings account with them in hopes that they will see my savings habits and send me an offer.