Snowman wrote:I swear you must have some good luck bro, I mean I can't think of someone has gotten some pretty good cards this quick. Most people wait 9-to a year to get some of these cards, and you are getting them with 3-4 months, congrats though! why were you denied for the BCE though?
What were the reasons for denial? Wow where do I begin, it was just about all of the possible ones. According to my denial letter the reasons were:
1. Number of trades. (Experian)
2. Insufficient time since most recent account established. (Experian)
3. Too few credit card amounts on which, in our estimation, you have paid a mojority of the balance in recent months. (Experian)
4. High utilization of credit lines or insufficient utilization information. (Experian)
Which didn't surprise me as I've seen stiff requirements for AmEx so I didn't bother with a recon.
These were the same reasons the CSR rolled off to me when he said my PRG app was cancelled and to try back in 90 days or whatever, before we decided to do a manual review and then I got approved.
Honestly I'm still occasionally going back to the app status page hoping it's not going to switch to denied