Green Upgrade

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11 posts
ksy
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Green Upgrade

Postby ksy » Sat Oct 20, 2012 11:25 am

Hello new here been looking around for several months now decided to sing in and post a question. Thanks in advance.

I have been a Amex Member since June of this year having the green card. When I log into my account and click additional cards > all personal cards on the left I have upgrade your membership. In that box my options are the platinum and both golds my question is keep in mind i do want to upgrade to PRG for more points is this an upgrade that requires a hard pull or should I wait to till that famous 13th month I always see here?


jlam572
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Postby jlam572 » Tue Oct 23, 2012 8:22 pm

If youre already an amex customer, its a soft pull. I have gotten mixed answers from amex as to whether an upgrade is possible before the 12 months. It wont hurt to try though. Please let us know how it works out for you.
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exdoll
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Postby exdoll » Tue Oct 23, 2012 10:07 pm

Now I'm on my 12 month [ 10-20-11] when I went to do the up- grade on-line, it wasn't blocking me like 4 months ago. I almost push the button, end up calling , the rep. said he had I a 15000 bonus up- grade in the system for me , "I said go ahead" an then I open my big mouth and said " what about the 13 month rule " he said "hold on" 5 minute later he said I had to wait to 11-20-12, He was very nice , kept saying everything check out for my plat. up-grade, my payments and spending is perfect ( $38,000 this year). But still have a feeling if I tried again I might get lucky. sorry I'm a Gold card member

ksy
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Postby ksy » Tue Oct 23, 2012 10:36 pm

Thanks so far keep them coming

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FastSRT8
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Postby FastSRT8 » Wed Oct 24, 2012 1:33 pm

Were you able to get the Green card?
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ksy
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Postby ksy » Wed Oct 24, 2012 8:33 pm

FastSRT8 wrote:Were you able to get the Green card?


Yes applied and approved back in June been running around 3k per mo through the card. no you see why i want to upgrade MORE points!

ksy
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Postby ksy » Wed Jul 03, 2013 8:03 pm

1 year and 1 day later upgraded to PRG no problem.

mdl28
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Postby mdl28 » Wed Jul 03, 2013 9:37 pm

Due to the credit card act. Card companies cannot updgrade an card account that comes with a larger annual fee until a year has past. Thank our government for that.
MDL

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Jacksnow
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Postby Jacksnow » Thu Jul 04, 2013 3:48 am

This is a bit of a misconception, they're not allowed to charge undisclosed or "Hidden" fees within a year, so what the issue is that since an upgrade isn't guaranteed and disclosed you can't upgrade. Overall the theme of the law was to protect newcomers to credit be protected from a major shafting.

Sadly this particular situation wasn't thought through.

wizozzie
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Postby wizozzie » Thu Jul 04, 2013 6:08 am

ksy wrote:Hello new here been looking around for several months now decided to sing in and post a question. Thanks in advance.

I have been a Amex Member since June of this year having the green card. When I log into my account and click additional cards > all personal cards on the left I have upgrade your membership. In that box my options are the platinum and both golds my question is keep in mind i do want to upgrade to PRG for more points is this an upgrade that requires a hard pull or should I wait to till that famous 13th month I always see here?


I had an option to get an upgrade from my Zync when I lost my packs and was going to go back to a PRG. (BTW: I really miss the synergy of my Platinum and the packed up Zync. Much better than the Gold/Platinum pair.) I had only had the Zync 12 months and a week and they told me to wait for another three weeks and they'd do it.

I asked a bunch of questions on upgrading, in particular, whether they would hard pull my credit. From the Zync, they astoundingly said, "Yes." That's just another peculiarity of the Zync card.

I'm actually glad they delayed because I ended up applying for the PRG as a new account and getting the sign-up bonus.

I kind of like having Zync, Gold (PR), and Platinum AmEx. It's excessive, but you gotta have a hobby.

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