jlam572 wrote:They will not refund the AF, if you upgrade...they will credit it towards the platinums annual fee. Not sure about the balance though...I wasnt aware you could hold a balance with your PRG...unless youre doing the "pay over time" feature...which ive never used so others will have to chime in on that.
robbrock11 wrote:Hi guys long time reader first time posting question I have a PGR and I am looking to upgrade to platinum, only thing is I have a balance on my card i am waiting to get paid from my employer will it carry over to the platinum or is it considered another account if I am approved?
Also I was just charged for the yearly fee will they consider refunding the fee since I am upgrading?
I hope they aren't dumb questions. Thank you
irvine801 wrote:I've heard that If you "pay over time" it will change your card from open to revolving and your credit report. Is that true?