V- I hear what you're saying, but I need advice, I just want to make sure I make the right decisions before I decide to pull the trigger on applying for any cards. The thing is I don't know what to get. I want to get the Green because I believe it's an entry level charge card and I travel 3-4 times a year, so maybe the Gold, and I don't travel or spend enough for the PRG, maybe enough for the Gold, but not the PRG, at least not yet. I've heard for Blue cash that you need at least 1-2 years of history with 2+ accounts and such before applying for a blue cash. So you think it would be better if I just go on an app spree in April and see what I get? this is what I would be thinking and using my cards for + a timeline
Citi Forward-Amazon/Restaurants/movie tickets/ phone bill
BOFA Card (current)- Gas
Discover More and Chase Freedom- For 5% categories and to use sparingly
AMEX Green/Gold- For rather large purchases that I can pay off in a month.
Blue Cash (possibly one day)
I'm not trying to rush at all actually. I have seen people on this forum and other forums that have nearly the same history and income and age getting some good cards and such. I don't mind waiting to get prime cards (I can understand why one would have to wait a while before getting them.) I'm not anxious at all actually or worried, and I like my current card as well, but I want to have another issuer as well because I want a backup card. I just need the advice and a plan of action that I can stick to, so that way I won't put myself in a hole at a young age. And yeah, I realized that they did give me a second chance, I didn't realize there was a glitch going on in their system, maybe I'm one of the lucky ones that didn't get an inquiry when applying for a card I should have waited for.