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SparkyinCA
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Location: Davis, California

Postby SparkyinCA » Fri Nov 09, 2012 9:34 am

Thank you for your comments, Snowman. I was sad to read you lost your friend and Grandpa. Life is very unfair sometimes, but we must go on and make the best of our lives to honor those we have lost that were important to us. They would want us to make a difference in this world to our family, friends and community. Our financial health is important too in the scheme of things to keep our stress levels lower when things hit the fan. With good planning it's one less thing to worry about during tough times that we all have to face in life. If the worst thing you have to deal with is getting a decline for a credit card and having an INQ on your credit reports, then it's a good sign your life is going ok. Many others have incredible obstacles they are facing and don't have the time, energy or resources to even be able to manage their credit because they are too busy putting out fires and dealing with drama in their lives.

Hang in there and keep a positive attitude. Things will work out and most setbacks are temporary. The saying "we do better when we know better" is very true especially with credit. Keep learning as much as you can. About the time you think you understand it all, it will change and you have to keep up with the changes.


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Snowman
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Postby Snowman » Fri Nov 09, 2012 10:37 am

It is unfair, and yes exactly, I live every day for my friends and family, life has made me wonder where I am going sometimes, and sometimes I feel lost and or depressed (it happens when I start thinking to much about things.) And yes I agree to make a difference, hence why I posted in the Where do you work thread about my future career. And yes there are people on this board and in life that are facing incredible things, that I might be fortunate enough not to experience.

When I was young, I always had self esteem issues. I would be made fun of school and just be alone all the time. When I started getting older I realized that I had to change and become more positive with everything, and it has done me wonders. When I am at work as well, I've been told I'm very pleasant, easy to get along with, some lady even left me a tip the other day because I was being pleasant as helpful as possible to them. Had I been shallow old self, that would have never happened. I do harbor a lot of guilt from that night though when my friend passed.

Exactly, I'm learning something new every day. And I hope things work out, because they sometimes don't. I appreciate all the advice you have given me over the last 1-2 weeks, and telling me your situation, I can't imagine how tough it was dealing with losing dad and then mom not being healthy either. Do you have a family as well?
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

SparkyinCA
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Posts: 49
Joined: Sat Oct 27, 2012 1:17 pm
Location: Davis, California

Postby SparkyinCA » Fri Nov 09, 2012 12:00 pm

Life has a way of changing us with each experience we have, good or bad. Sounds like you made some good choices to improve your life.

I never married. Was married to my work and looking after my folks in their sunset years since they are only on the planet for a short time. I did host many international exchange college students for about 10 years (I live in a well known University town in Cali). Many of them have become life long friends and are my international family now. We visit each other often and has allowed me to travel to many places in Europe, Asia and S. America. I'm very happy how things worked out. Gives me great things to look forward too as they get married and start their families now that they have all finished college. I use my miles/points from my credit cards to fly business or first class when I travel to see them. The more my credit improves the more I qualify for more bonus miles/points, so I'm very motivated to learn as much as I can so I can fly in the front of the plane on my adventures. My next trip I'm flying to Switzerland to meet up with one of my former students and his Italian GF and the 3 of us are then flying to Tokyo to visit mutual friends there (many of my exchange students know each other and have become friends since I really wanted them to meet each other. I really want them to visit each other's countries too to keep the tradition going).

It's the best part of my life and I wouldn't trade any of it because the people I have met are incredibly great people. It has made me appreciate the great things about this country. I see things through their eyes now after I have been to their countries to experience their cultures and upbringing. Many of my exchange students pointed out things I took for granted here. My only regret is I wish I would have had the opportunity to be an exchange student when I was younger. So this has been my way of creating my own international exchange program around the world. I just recently rented a place in Switzerland and will be living there part time when I don't have obligations to take care of here in the US (taking care of my Mom). She needs my help so I'll do that for the foreseeable future. But it's important to plan ahead so I've put that plan into action. I do take breaks a couple of times each year so this gives me a place to go for some R & R as I really like Switzerland a lot. It's gorgeous there and feels like a great place to spend my retirement years.

Families come in many different forms these days. I'm very proud of my family and the network we have all put together, so thanks for asking :)

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Snowman
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Postby Snowman » Fri Nov 09, 2012 12:21 pm

Well you know I had to make changes or else I would be my old shallow self, and I didn't want it to be like that anymore, I wanted to change and where ever life leads me is where I am going I guess. I always remember something my friend in High school quoted me this ""There are only two ways to live your life. One is as though nothing is a miracle. The other is as if everything is. "- Albert Einstein.

Ahh okay, sometimes life changes and goes so fast that it's crazy a few years to look back and see what you have become. And that's great, My grandparents lived with us for many years and I cherished those years. My grandma lives with my aunt now since Grandpa passed away. And I see you live in Davis, one of my buddies goes to school up there. And that's awesome that you got to host International students, It must have been a great experience to Host kids from all over the world, I would hope to do that too one day. And that's cool that you get to go o Europe. I myself have been to Canada, Mexico, UK, France, Switzerland, Italy, Taiwan, Hong Kong, Singapore, Pakistan, Saudi Arabia, and Dubai, so I have been fortunate enough to do a lot of traveling as well. And also, my parents are immigrants, so I know what you mean when you say that you can see things through their eyes, not everybody understands that, most people only look through their own lens.

And Switzerland is beautiful. I was fortunate enough to go in the summer about 10 years ago, and it is definitely a place where I remember really well and I've heard it's cheaper to live there as well.

And I agree families come in many different ways. There is my blood family, and there is my second family whom I would call my old friends from my community when I was growing to the people I work with, they are like my family and they know I would do anything I can for them, to the end of the world and back.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

SparkyinCA
Gold Member
Gold Member
 
Posts: 49
Joined: Sat Oct 27, 2012 1:17 pm
Location: Davis, California

Postby SparkyinCA » Fri Nov 09, 2012 1:24 pm

Great comments, Snowman! I sent you a PM since we're getting off topic. I'm sure others are here to learn about Amex cards, so best to PM instead. I sent you a PM a few days ago, but I don't think you got it. So there should be 2 messages waiting for you.

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Snowman
Centurion Member
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Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Sat Nov 24, 2012 9:07 pm

Update: I applied for the Amex Gold and was instantly approved! very happy to join and do business with AMEX!
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.



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