- Green Member
- Posts: 6
- Joined: Sat Sep 29, 2012 11:42 pm
- Location: Orlando
I am an authorized user on my dad Amex gold account since July-2011, I'm looking too get my own revolving credit card with Amex.
Since I've had the gold card, I've never been late, my fako scores are Experian - 696/ Equifax - 664/ TransUnion - 671, my baddies (none with amex) are paid off/settled since 2010, I have student loans that are all current with no lates, I paid off a 32,000 car loans in which all payment were made on time, I make anywhere from 42,000-50k a year,and I have no other credit card.
Should I continue building up good history and hold off on applying or go ahead an apply?