- Centurion Member
- Posts: 1067
- Joined: Thu Aug 04, 2011 7:07 pm
- Location: Phoenix
If you are instantly approved the account will be "built" straight away and it would have a January open date. But if your application cannot be approved immediately and has to be reviewed, there is a good chance it will be a February open date. Why take the chance? I would apply between 1/24-1/28 for the best chances, just in case. So to answer your question, the open date will be when the account is officially built (approved) in First Data (Amex's account system) and not when you submitted the application.
I was approved instantly for my Zync 1/27/12. It reports as opened 1/99. I freaking love Amex!