Is it typical to be grandfathered for your last member since?

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shyboy
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Location: Texas

Is it typical to be grandfathered for your last member since?

Postby shyboy » Fri Aug 31, 2012 9:20 pm

I, noticed after receiving my blue card they had grandfathered my member since back to 87. Was a little surprised.


CC Deville
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Postby CC Deville » Sat Sep 01, 2012 12:55 pm

shyboy wrote:I, noticed after receiving my blue card they had grandfathered my member since back to 87. Was a little surprised.


If you spend even a short amount of time on any of these credit boards you will learn about what people call Amex "backdating." Amex believes that after you become a Member, any subsequent accounts are simply an extention of your original Membership. So if you opened an Amex card in 1987 and then applied for a new account this year, the new account should show up with Member Since 87 on your card and more importantly, your new account will report to the bureaus as opened 8/87.

It is not always standard especially if you closed your original Amex card years ago and Amex no longer has any record of it. Sounds like you lucked out.



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