Why was my credit card application pending?

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MWeston
 
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Why was my credit card application pending?

Postby MWeston » Fri Aug 31, 2012 1:01 pm

I just applied for an Blue Cash Preferred card and it instantly gave me the "Your application is pending further review." response. I then went to check the status online via their application status page and it said I was approved.

"Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer"

Is this normal? I guess I'm in the clear and definitely approved? Will I have to wait until I get the card to see what my credit limit is?


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djrez4
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Postby djrez4 » Fri Aug 31, 2012 2:55 pm

They may have needed just a bit more time than the instant process allowed to verify some information. But, you're definitely approved. You can call Amex to get your limit.
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Reclusive46
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Postby Reclusive46 » Fri Aug 31, 2012 3:35 pm

djrez4 wrote:They may have needed just a bit more time than the instant process allowed to verify some information. But, you're definitely approved. You can call Amex to get your limit.


From personal experience, this often happens when the information doesn't arrive from the CRA quick enough.
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432521
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Postby 432521 » Fri Aug 31, 2012 3:49 pm

It happened to me as well, but I looked at the online status checker like a minute later and it told em I was approved
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shyboy
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Congratualtion.

Postby shyboy » Fri Aug 31, 2012 9:09 pm

I was just approved for the same card. I was pleasantly surprised they grandfathered my card membership back to 87.American Express Green was my first card out of college. ;)



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