- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Your scores are not fako (ie for educational purposes only). Need to get real credit score. Try eq score from myfico. Don't bother with tu myfico score. It is using old fico formula. As for Amex cards, given your history, you should be okay for almost anyone of them. Any of them strike your fancy? Important to note, Amex has two basic types of cards, charge cards and revolvers. Revolvers work like visa/mc where you can keep balance etc. Amex charge cards (zync, gold, green, plat, etc) are pay in full cards. Charge cards are npsl and the npsl limit can grow quickly. Additionally balances on charge cards do not really effect credit scores for the most part unlike normal revolvers. also, charge cards earn mr points which are considered very flexible rewards. Amex charge cards are easier to get credit wise than Amex revolvers.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k