- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Usage is important to some lenders. However, in terms of Amex, they seem to not care so much for first 61 day CLI. As you get a bit higher, I have seen evidence that usage is important. However go for the full 6k. Remember after 61 day CLI, you can ask for CLI every 6 months after approval and 3 months after rejection. CLI through online or via automated telephone is always a soft pull.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k