My AU about to BK another AMEX card.

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My AU about to BK another AMEX card.

Postby mlbig » Tue Aug 21, 2012 7:20 pm

My son is an authorized user on my 42 year old AMEX account. He is about to BK and will include about $40k that he racked up on his own SPG card due to a situation I'd rather not get in to here. He has no balance on my card. I have a couple of concerns that I'm not comfortable asking AMEX about.

1. Should I remove him proactively? I hesitate because I just paid the annual fee.

2. Is he going to lose my card anyway?

3. If so, will he be blacklisted to a point that I can't get him back on the account?

I have had him as an AU for 20 years and he has always been responsible with my account. I'm sad to see him gone from the account, but I need to protect myself.

Thanks in advance for any input.

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Postby PlatinumAMEX94 » Wed Aug 22, 2012 1:28 am

Yes, remove him instantly. He will lose the card as an AU, and he will be blacklisted. Save yourself. Don't go down with his sinking ship.
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Postby Crashem » Wed Aug 22, 2012 2:06 am

+1. No way he will be able to stay on after bk. keeping him on might cause issues for you. So yes remove him before bk.
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Postby irvine801 » Wed Aug 22, 2012 9:55 am

+2 bk and amex do not go hand in hand from what I hear on the forum.
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Postby DavidNY » Wed Aug 22, 2012 6:40 pm

They're not going to penalize you for your son's BK, so I would let Amex make the first move.

Make sure his AU card doesn't show up in the BK filing.

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Postby 7Figures » Sat Aug 25, 2012 4:22 am

Get him off asap IMO not worth the risk.

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