Are you asked for an ID?

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AMEXAT19
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Postby AMEXAT19 » Mon Aug 20, 2012 11:16 am

Rory, I was doing a party and wanted to have Waterford crystal. It only takes a few pieces of Waterford.


Rory
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Postby Rory » Mon Aug 20, 2012 12:32 pm

AMEXAT19 wrote:Rory, I was doing a party and wanted to have Waterford crystal. It only takes a few pieces of Waterford.

nice dude, just checked out their website, got some shot glasses XD
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jeffysdad
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Postby jeffysdad » Mon Aug 20, 2012 12:53 pm

I can't remember the last time I was asked for ID. It's been quite a while. It is against their merchant agreement and it used to bother me that they would ask. Now, given the amount of fraud taking place, I really don't blame merchants for asking. However, I don't condone any kind of profiling of customers by age, race, ethnicity, etc. If they're going to ask, they should ask everyone, all the time or have a specific rule for purchase amount above which they ask.
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Reclusive46
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Postby Reclusive46 » Mon Aug 20, 2012 1:01 pm

Last time I checked it was only against Visa and MCs rules, American Express just strongly discourage it.
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Grupet
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Postby Grupet » Sun Aug 26, 2012 8:11 am

Yesterday i went to Zara on Fifth Avenue, used my Amex Platinum and was asked for ID.
Then my wife wanted some stuff from the same store, so i used my Amex again, and again i was asked
for ID. I told her that she wasn't allowed to ask for ID, so she told her manager who stood right next to her, and she
said it was company policy. I again told her, that it doesn't matter, they are not allowed to ask for ID, but again she
told me it was compny policy and there was nothing she could do about it.

Anybody else been shopping in one of Zara's many stores?
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Reclusive46
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Postby Reclusive46 » Sun Aug 26, 2012 9:12 am

Grupet wrote:Yesterday i went to Zara on Fifth Avenue, used my Amex Platinum and was asked for ID.
Then my wife wanted some stuff from the same store, so i used my Amex again, and again i was asked
for ID. I told her that she wasn't allowed to ask for ID, so she told her manager who stood right next to her, and she
said it was company policy. I again told her, that it doesn't matter, they are not allowed to ask for ID, but again she
told me it was compny policy and there was nothing she could do about it.

Anybody else been shopping in one of Zara's many stores?


As I said previously, technically it is not against Amexs policy, it is just strongly discouraged (Not forbidden) but MC and Visa do not allow it.
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AMEXAT19
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ID in Zara

Postby AMEXAT19 » Sun Aug 26, 2012 6:01 pm

Grupet, yes I have shopped in Zara, before particularly at there store in Atlanta at Lenox Square and have always been asked for ID. It doesn't matter if I use my AMEX or Visa they always ask.

DoingHomework
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Postby DoingHomework » Sun Aug 26, 2012 6:36 pm

SignHere wrote:If your card is unsigned a cashier can request ID. However, from what I have read, it is against their merchant-store agreement to refuse to follow through with a sale if they request any form of ID and it is not given. Therefore, if I am ever requested ID (which as been done twice once at a wawa and once at a marshalls) I refuse. If they say they won't process without ID, I tell them to cancel the sale, have their store manager contact their headquarters to familiarize themselves with their merchant agreements, and walk out. Yeah, maybe it is a little harsh on my end, but I do not want people to know my address (not that it isn't public information) but it is the principal of disclosing personal information to someone who is, in my opinion, not entitled to it.


A merchant may ask for ID if he is suspicious it is not your card. An unsigned card is always suspicious and in that case he is required to ask for ID. Refusing to give ID when asked triggers a process through which the merchant is supposed to seize your card.

You are wrong in that process. No manager familiar with the agreement will contact the headquarters. He likely will contact the card company and the police to report the suspected attempt at fraud. If you rack up more than a couple of those you'll find your card no longer works.

I researched this in the merchant agreement a couple of months ago and called Visa merchant services to confirm my understanding. The "no ID" BS is an incorrect urban legend. The only morsel of truth is that the agreement previously did not allow merchants to routinely ask for ID as a condition for accepting any card. That provision is no longer legal. There has never been a time when a merchant was not allowed to ask for ID on an individual transaction if he thought there was any question.

DoingHomework
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Postby DoingHomework » Sun Aug 26, 2012 6:37 pm

Reclusive46 wrote:As I said previously, technically it is not against Amexs policy, it is just strongly discouraged (Not forbidden) but MC and Visa do not allow it.


Visa and Mastercard do allow it. But even if the merchant agreement bans the practice, that clause is no longer legal.

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Socelli
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Postby Socelli » Mon Aug 27, 2012 7:06 am

I have never been asked for ID when I use my Amex card. They just take it and run it thru. I'm in and out. I love my gold card.
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