- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
You are probably borderline for blue cards if your fakos are representative of your real credit scores. Big if however. Safe bet would be to go for Amex zync which is much easier to get. Once you are Amex customer, two things happen. Amex values payment history with them so Amex blue cash will be easier to get once you build positive history with them. Two, when Amex customer apps for new card, denials only count as soft pull and approvals count as hard pull. So no wasted inquiries as Amex customer. Also, some evidence seems to suggest Amex co brand cards like delta, Hilton, etc. are easier to get than blue. Someone mentioned they were able to get product change from delta to blue cash which I thought didn't happen. If true, this would be backdoor into blue cash. Btw, three basic types of Amex blue cards: blue cash which gets cash back, blue sky which gets points towards travel expenses, and just blue which earns mr points.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k