So I somewhat recently got the BCE card with a credit line of $2,000 and my 3x CLI date is approaching. Yes, I would like to take advantage of this rare opportunity and get a credit limit increase to $6,000... except the problem is that I only make around $6,000 or so (part time job). Is it too risky to try and get the full 3x CLI?
I know we're dealing with small numbers here compared to everyone else's situation but I'm still new to credit cards lol. So I read on here that the Amex automated machine ask for income and then CLI and so my questions are:
(1) What kind of income is it asking?
(2) When they ask for the CLI, are they asking what I want my final credit line is? Or are they asking how much do I want to increase my credit line to (so for me, I want a $6,000 credit line and so do I say I want an extra $4,000?)
Secondly, I have a younger sibling who is at the age of 15 right now (and being that 15 is the minimum age to be an additional user), is it too soon to add my sibling as an additional user given that I only had my Amex card for about a month and a half?
I'm pretty much asking Amex to do all of these stuff within a short period of time and so I don't want to look suspicious to them.
P.S. I just got my second statement this morning and paid off the rest of the balance a couple of hours ago (around $100 or so- trying to follow the 1-9% utilization
). Don't know if this information would help but why not?