- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Get a real FICO score. Those FAKOs can be really misleading. Go buy the EQ FICO score from myfico and come back with it. As for getting CLI on BofA, won't you get an inquiry from that and therefore lowering your score? You should definitely set your reported utilization up so it reports between 1-9% on one credit card and 0 balance on rest to maximize your FICO score and then apply.
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