- Platinum Member
- Posts: 77
- Joined: Fri Aug 10, 2012 7:03 pm
- Location: El Paso, TX
I'd go with green to get your foot in the door. Then after 13 months you can upgrade to Gold or Premier Rewards Gold. They won't do a hard pull (inquiry) on you so your credit file won't take a hit. They do an internal soft pull.
This is exactly what I did. First green then gold. You have to wait 13 months before you can upgrade because of the new credit laws that were recently passed. It's easy to upgrade. But start with green. It let's you get acquainted with the way Amex does things and it allows Amex to get acquainted with you. Let me tell you, you won't regret carrying an Amex card in your wallet.
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CitiBank: Office Depot Business Card-$1K