Help on deciding on a AMEX charge card

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
14 posts
KSquared
Green Member
Green Member
 
Posts: 3
Joined: Tue Aug 07, 2012 11:25 pm
Location: Orange, CA

Postby KSquared » Thu Aug 09, 2012 8:06 pm

I appreciate you all for your responses! I am trying to narrow out the benefits and costs between the PRG and green cards and will update on the outcome! :)


KSquared
Green Member
Green Member
 
Posts: 3
Joined: Tue Aug 07, 2012 11:25 pm
Location: Orange, CA

Postby KSquared » Thu Aug 09, 2012 8:08 pm

I've been Amex since '09 with the Blue Cash Card, which i'm thinking i should ask about a CLI for

jlam572
Centurion Member
Centurion Member
 
Posts: 494
Joined: Wed Aug 01, 2012 12:04 am
Location: Hawaii

Postby jlam572 » Thu Aug 09, 2012 9:07 pm

get PRG if you fly once or twice a year, and spend a lot at gas stations and grocery stores. I might actually upgrade to platinum because i hardly buy groceries, or pump gas...and fly 3 times a year to the mainland and every 9 days inter-island.
American Express Platinum
Chase Sapphire Preferred
Hawaiian Airlines BOH MC
USAA Amex
Capital One Visa Platinum
Citi Diamond Preferred MC

User avatar
Socelli
Platinum Member
Platinum Member
 
Posts: 77
Joined: Fri Aug 10, 2012 7:03 pm
Location: El Paso, TX

Postby Socelli » Fri Aug 10, 2012 7:18 pm

I'd go with green to get your foot in the door. Then after 13 months you can upgrade to Gold or Premier Rewards Gold. They won't do a hard pull (inquiry) on you so your credit file won't take a hit. They do an internal soft pull.

This is exactly what I did. First green then gold. You have to wait 13 months before you can upgrade because of the new credit laws that were recently passed. It's easy to upgrade. But start with green. It let's you get acquainted with the way Amex does things and it allows Amex to get acquainted with you. Let me tell you, you won't regret carrying an Amex card in your wallet.
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests