Want Amex BCE w/o job, but going to grad school.

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RidgeRacerJM
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Want Amex BCE w/o job, but going to grad school.

Postby RidgeRacerJM » Wed Aug 01, 2012 4:23 pm

Firstly, im going to start graduate school this fall, so ill be unemployed without an annual income. However, on the credit card application, i see that i can list the total value of my financial assets.

Has anyone ever been approved with only that? I should have applied for the BCE while I was still employed in retrospect..
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MemberSince99
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Postby MemberSince99 » Wed Aug 01, 2012 4:27 pm

If you have signficant assets possibly, but if you had that it's unlikely you'd need to worry about a job.

I would say generally they like a nice income, but if you are Bill Gates I doubt it's going to be an issue :)

KingVicc
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Postby KingVicc » Thu Aug 02, 2012 1:38 am

Yeah it really depends. Like MemberSince99 said, it just really comes down to assets. I think you have a chance, but if you're worried why not go for the BC first and upgrade a bit later?
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RidgeRacerJM
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Postby RidgeRacerJM » Thu Aug 02, 2012 2:06 am

KingVicc wrote:Yeah it really depends. Like MemberSince99 said, it just really comes down to assets. I think you have a chance, but if you're worried why not go for the BC first and upgrade a bit later?


Oh, just for clarification, i did just want the regular blue cash card without the annual fee.
Capital One Quicksilver: Since 10/2008 (CapOne Platinum originally)... upgraded on 08/2013
Chase Amazon Visa: Since 07/2011
Amex Gold Premier Rewards: Since 11/2011
Blue Cash Preferred: Since 05/2016

Experian Score: 825 05/16
TransUnion Score: 797 05/16

agp
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Postby agp » Thu Aug 02, 2012 5:16 am

However much the annual cost is to go to your school, doesn't matter if you are paying out of pocket, getting scholarship, or getting loans, put that down as your annual income on your application.

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