- Green Member
- Posts: 15
- Joined: Tue Jul 31, 2012 11:38 am
- Location: Burke, VA
Hey everyone! So, I recently became an AmEx card member! I was so excited I got approved for my ZYNC card 2 months ago. Here's my story:
As soon as I turned 18, I applied for a credit card at my moms credit union, they rejected me because of the new law, so I continued using my debit card like I always had. After that, I applied for the Bank America student card, and was still rejected (even after my mom co signed with me). After I turned 19, Capital One sent me an offer for their Journey card. I was thrilled, I applied, and got accepted. They ended up giving me a small limit of $300 and later raised it to $500. I love my Capital One card, but wanted to add an Amex to my wallet.
I waited 6 months, did a bit of research, and ended up applying for the ZYNC online and was instantly approved! At first I wanted the Blue Cash Everyday, but after reading a few threads, I thought I was going to be rejected (I should've applied anyways, but o well). Since it's a NPSL card, I called to ask what my internal credit limit was and was told it was $2000. With the spending I do and the amount of times I pay it off in a month, Im guessing it will go up.
Anyways, I love my ZYNC and have had it for about 2 months now. I would prefer not having an annual fee and getting cash back with no annual fee instead, although it pays for itself with the spending I do. My question is, whether I should apply for the BCE, and if I get approved, close my ZYNC account and just stay with the BCE? I wouldnt mind having 2 amex cards, but I really dont see the point if I wont be using one of them. Of course, if they reject my app, I'll just stay with my ZYNC.
p.s. I love this forum!
Capital One Journey Student Rewards: $750 CL
AmEx ZYNC: NPSL
AmEx Blue Cash Everday: $6,600 CL
AmEx PRG: NPSL
Chase Slate: $900 CL
Chase Sapphire Preferred: $5,000 CL
Synchrony FInancial: $1,700 CL