- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
It wasn't that I was declined - that's fine. It was that they told me I had a recent delinquent Plat card, and I told them no that isn't true we need to get to the bottom of this and I simply could not get them to help me do that.
If they don't want you to have 3 new accounts that quickly, then why approve them? The last one went to manual reivew and was approved, a human being said yes. If they truly don't want that, why approve it?
Obviously they don't want me as a member, but the reasons they have given are untrue and nonsensical and I can prove that they did not cancel my cards - I closed them. I can't prove I did not recently have a Plat that went delinquent because you can't prove a negative but I can show there is nothing derog on my reports and there is no Plat card on them nor has there ever been.
So to sum up I have no problem with being declined, I have a problem with the bizarre, basically insane way they have done this, and that reason does not seem to make any difference in dealing with them, and they had no interest in uncovering the truth, they seem to just make stuff up and insist and swear up and down it's true even when you tell them no it's not and even when you can prove it's not. Sane people are swayed by the facts but you can't convince a nut of anything no matter how much proof you have.
I just think people should know this stuff, so you know what you may be facing. If they did not want my business because of the charge offs, it's weird they ever let me back in to start with. Almost as weird as me applying for another card with them after this nonsense. At least I know where it stands now. But it sure is bizarre the way that company does things.