So I recently tried to apply for Blue Cash Everyday and was instantly denied?
I was astonished because I've never missed a payment on any of my cards and always pay them in full every month. I have no loans or mortgages. Plus I have a steady job along with money sitting in my bank accounts?
I called Amex and she said they pulled Experian and my score was 724. She rattled off a bunch of denial reasons too including "too few accounts paid as agreed"? Like I said I've never missed a payment in my life and always pay in full. Never had any interest charged.
Now I know my utilization is high because I charge everything between my cards but this is why I'm trying to get another card to bring my utilization down.
Anyway though I'm impatiently waiting for that letter now and the details about getting my free credit report since I believe something may not be right. This is very disappointing though because I was really hoping to get my foot in the door and establish credit with Amex.