This was the email and yup i was dead on 60 days not 61 should have went with letter date not online app date.
PO Box 30374
Salt Lake City, UT 84130
July 20, 2012
Dear .... .... ,
Thank you for your recent request for a line of credit increase on your American Express? Card Account.
We regret to inform you that your request has been declined.
Reason(s) for Our Decision
Our bank policy does not permit us to increase the line of credit on your account within sixty days since opening this account.
An important notice concerning your rights is included. The creditor is American Express Centurion Bank.
If you have any questions, please call 1-800-535-7790 or write to us at the address above. To learn more about protecting your credit, visit our Consumer Resources page at Financial Education
SVP Global New Accounts
Notice to U.S. Residents.
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, ***, marital status, age (provided that
the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning American Express Centurion Bank and American Express Bank, FSB is the Bureau of Consumer Financial Protection, 1700 G Street NW, Washington DC 20006 (the "Bureau"). The federal agencies that administer compliance with this law concerning American Express Travel Related Services Company, Inc. are the Bureau (address above) and the Federal Trade Commission, Equal Credit Opportunity, Washington D.C. 20580.
Notice to Ohio Residents.
The Ohio state laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.