agp wrote:Apply for Freedom first. You know application will be one or more hard pull, assuming and upgrade is a hard pull as well, it is more likely to be approved for an upgrade than it is to be approved for Chase Freedom.
an upgrade isn't a hardpull. but a new application is. all an upgrade is changing from 1 level to another.
example going from a green to a gold or gold premiere would have the same account number, on the report it still says American Express. going from a capital1 venture card gold version to Blue no hard pull, just a level change , same account number.
now from a chase Freedom visa to a Mastercard this is a different situation as 1 poster brought it to my attention that Visa starts out with a 4 while Mastercard is a 5. I would assume until somebody tell us differently the first four numbers are different but the rest of the account number should be the same. it goes under chase on the credit report.