Should I downgrade my Delta Plat?

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4 posts
Padre
Green Member
Green Member
 
Posts: 3
Joined: Mon Jul 16, 2012 10:26 am
Location: Atlanta

Should I downgrade my Delta Plat?

Postby Padre » Mon Jul 16, 2012 10:39 am

Currently I have

Amex Delta Platinum (was keeping it for companion flight but has $95/annual fee)
Amex Blue Cash Preferred (6% Groceries + 3% Gas Cash Back)
Amex Platinum (just upgraded from Green)

NonAmex Cards
Chase Freedom (backup when Amex isn't accepted)
Juniper/AirTran (not used, keep for possible balance transfers)
Discover (possible balance transfers)
Citi (holds 4.9% for life BT)
PenFed Visa (holds 4.9% for life BT)

The Amex Delta Plat has a 25k limit with 6 good years of credit reporting so I don't want to cancel the card, but I don't really have a purpose for it right now either. Should I downgrade it to something else? I only travel at most 3 times a year, but when I do travel I am traveling out of Atlanta.

Thoughts?


American
Centurion Member
Centurion Member
 
Posts: 107
Joined: Thu Mar 29, 2012 7:55 am
Location: Atlanta, GA

Postby American » Mon Jul 16, 2012 12:57 pm

Why would you downgrade a plat to gold? Your saving an annual of $55 as platinum is $150 and gold is $95. If you want save money, just pc it to a blue sky or blue or another Amex free card.
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k

Padre
Green Member
Green Member
 
Posts: 3
Joined: Mon Jul 16, 2012 10:26 am
Location: Atlanta

Postby Padre » Tue Jul 17, 2012 7:42 am

Ah, I didn't know the annual fee increased to $150, in that case it makes more sense to keep it at Platinum level. One perk of Delta Plat is no baggage fees on Delta for anyone in your party (up to 6 or 8 people). I'll just hang on to it for now, thanks.

bmw1990Z
Centurion Member
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Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Tue Jul 17, 2012 3:36 pm

I was gonna say, 95 for a delta plat sounds wrong lol
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013



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