Using American Express abroad

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
26 posts
Reclusive46
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Using American Express abroad

Postby Reclusive46 » Sun Jul 15, 2012 7:54 pm

Is it just me or do American expresses seem to be the best card you can rely on for not getting blocked? I travel to the US (I'm British) and Canada for business a lot and put my expenses on my card. It seems to be the only one that never gets blocked. I don't even tell Amex. On my other credit card, it gets blocked/referred even when I do tell them.

Do American Express just seem to be not as bothered about transactions abroad or is their security system better with learning spending patterns? Has anyone had their Amex blocked abroad? What did you buy if so?
Amex UK Platinum Charge Card
Amex Blue Cash USA
Amex US Gold Corporate Card
World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)


websteth
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Postby websteth » Sun Jul 15, 2012 8:18 pm

I actually asked this question with my Gold and now Platinum card. I had called to tell them I was going overseas as in the past, I have had cards bocked. I was told that as a Gold/Platinum user, they just assumed I would be traveling overseas. Also, they can tell you are traveling based on purchases for Hotels, Airlines, Cruises, etc. On the same token, my Zync card took a trip with out me to germany and I was contacted the minute the swipe went through even though I had the card sitting here at home. So I guess it's safe to say that they can usually tell if you are traveling based on your history.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

Reclusive46
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Location: UK

Postby Reclusive46 » Sun Jul 15, 2012 8:27 pm

Yeah they are great. On my UK MBNA card, I bought some water with the card one of those contactless drinks machines and it got blocked but I can buy thousands of worth on my Amex with no questions asked and I've actually had a similar experience, my nectar Amex decided it wanted to buy some gas in Dalas without me being there but I imagine that was probably because my card got skimmed while I was in the US, I think Amex picked it up as my card was used in the UK about an hour before it got used in the US :P
Amex UK Platinum Charge Card

Amex Blue Cash USA

Amex US Gold Corporate Card

World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

Reclusive46
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Location: UK

Postby Reclusive46 » Sun Jul 15, 2012 8:42 pm

I guess its a shame that apart from the UK, Amex acceptance is still pretty poor in Europe. Amex have been working really hard in the UK. Can't remember the last time somewhere didn't take it. Even the £1 shop takes Amex now lol Its the only card there you don't have to spend atleast £5 on.
Amex UK Platinum Charge Card

Amex Blue Cash USA

Amex US Gold Corporate Card

World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

websteth
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Location: Florida

Postby websteth » Sun Jul 15, 2012 8:46 pm

Reclusive46 wrote:I guess its a shame that apart from the UK, Amex acceptance is still pretty poor in Europe. Amex have been working really hard in the UK. Can't remember the last time somewhere didn't take it. Even the £1 shop takes Amex now lol Its the only card there you don't have to spend atleast £5 on.

I didn't have any issues in Spain, Gibraltar or Funchal. Heading back hopefully to London and Paris next year. My biggest fear is the lack of chip and pin on the US American Express cards.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

Reclusive46
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Joined: Mon Oct 24, 2011 4:04 am
Location: UK

Postby Reclusive46 » Sun Jul 15, 2012 9:14 pm

I guess it depends on where you go in the countries and I wouldn't hold my breath with Amex. Amex missed the deadline for the chip and pin roll out in the UK by about a year.
Amex UK Platinum Charge Card

Amex Blue Cash USA

Amex US Gold Corporate Card

World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

websteth
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Joined: Sun Dec 05, 2010 10:40 am
Location: Florida

Postby websteth » Sun Jul 15, 2012 9:17 pm

Reclusive46 wrote:I guess it depends on where you go in the countries and I wouldn't hold my breath with Amex. Amex missed the deadline for the chip and pin roll out in the UK by about a year.


I've heard. Platinum services says that Platinum should be first here in the US to get it but who knows when that will be. Many of the US card companies are dragging their feet. I've asked all of mine for a card with chip and pin and was told a big no and that if I wanted one, I could apply for one of the few that has it.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

DavidNY
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Location: New York

Postby DavidNY » Sun Jul 15, 2012 9:23 pm

There's only one credit card available in the US with Chip-and-PIN, the GlobeTrek Visa Rewards Card from Andrews FCU.

websteth
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Posts: 279
Joined: Sun Dec 05, 2010 10:40 am
Location: Florida

Postby websteth » Sun Jul 15, 2012 9:25 pm

DavidNY wrote:There's only one credit card available in the US that offers Chip and PIN, the GlobeTrek Visa Rewards Card from Andrews FCU.

The ones from chase must be chip and signature then? What a pain. I've noticed a lot of my local retailers already have the new system in place to accept chip and pin. It even prompted for it when I had a friend using his card from France so i guess it is live here.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

DoingHomework
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Location: Arizona

Postby DoingHomework » Mon Jul 16, 2012 2:20 pm

I just got back from Europe. It was a pain to use my american credit cards because almost everywhere they expected a chip! I could use them most places by doing things manually but what a pain!



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