Amex Plat First Year Free?

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dressed4
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Amex Plat First Year Free?

Postby dressed4 » Thu Jul 12, 2012 9:48 am

Hey, I have had a Amex Blue Card for a little over a year now, and am very pleased with the product and service provided by Amex. I have had the "pre-approved" badges under the charges cards (which I know mean nothing) for about 6 months and am now seriously looking into adding one to my account. I am mainly interested in the Gold or PR Gold however the Plat does interest me a lot because I do a decent amount of travel. However the $450 annual fee is a big turnoff, as I am a 19 year old College student. I am wondering though, if I were to call amex and say I was interested in the Plat if they waived the first year free would they? I would love if I could get it for a year free then decide whether I want to keep it or downgrade to a Gold or PR Gold. What do you all think?

P.S I also know they sometimes offer 45K MR to offset the AF, which I would be fine with. I consider this to be the same as first year free.


MemberSince99
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Postby MemberSince99 » Thu Jul 12, 2012 9:58 am

You can always try but frankly it's not likely to happen. I've never heard of them waiving the fee for the first year on the Platinum. You could always be the first, but please don't bet a dime on it happening.

agp
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Postby agp » Thu Jul 12, 2012 12:24 pm

Like said, you can try but it will not waived. And there are better travel cards out there (for what little travel I imagine a 19 year old college student can and will do/will be able to afford to do) for a much less annual fee. You will be hardpressed justifying $450 a year in credit card fees with you are flying from home to college and back a few times a year.

The trouble with a lot of young members I see is that they think credit cards with annual fees offer great rewards - yes, some do, but not until you meet high spending/travelling requirements. There are more than enough credit cards with no fees that will be of more benefit to those who are not big spenders/big travellers.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

NYC_Dweller
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Postby NYC_Dweller » Thu Jul 12, 2012 5:12 pm

agp wrote:Like said, you can try but it will not waived. And there are better travel cards out there (for what little travel I imagine a 19 year old college student can and will do/will be able to afford to do) for a much less annual fee. You will be hardpressed justifying $450 a year in credit card fees with you are flying from home to college and back a few times a year.

The trouble with a lot of young members I see is that they think credit cards with annual fees offer great rewards - yes, some do, but not until you meet high spending/travelling requirements. There are more than enough credit cards with no fees that will be of more benefit to those who are not big spenders/big travellers.


I was thinking the same. Flying home from college and to spring break is not a lot of fly/travel time to make the Platinum worth it. As mentioned, look for other travel cards that suit your needs better. I have the Platinum and works great for me because:

- I dedicate my fly time to one airline
- I fly at least twice a month
- Whenever I'm in an airport I'm working or trying to unwind in a lounge
- Every time I land I'm renting a car
- Every time I'm in a rental I drive to a FHR or SPG network establishment

I can't justify a 19 year old spending 450 a year on a card when there are so many options out there (let alone college cards). Unless you are a 19 year old that does extremely well.

Be true to yourself and determine what is the ideal card for you. If you want to pay 450 for the Platinum just for bragging rights and you can afford it feel free to. However, I can find a better way to spend 450 a year if the Platinum benefits don't suit my immediate needs.

To be back on topic, I put 98k on my card last year and the fee was not waived. It wasn't even waived when I put 115k 2 years ago. I did get 5k MRP at that time. I doubt they will waive the 450 to a new Platinum member but if you try please keep us posted. Anything is possible.

nedyah700
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Postby nedyah700 » Fri Jul 13, 2012 8:37 pm

Meh. I think you should go for it. I am a college student and got the Plat card my freshman year. Now I am in my senior year and have had an internship that involves flying and traveling and the perks are totally worth it. I easily hit my $200 airline credit every year, rental car discounts are not great but better than nothing. SIGN UP FOR GLOBAL ENTRY!!!! I cant stress that enough. Now many major airports have TSA Pre. Dont have to take shoes off, laptops can stay in bag, and so on. All of that aside .. when I go to a college bar and I get a bartender who recognizes an AMEX card they will usually grab my drink order before everyone else using debit cards / cash. The assume the tip is going to be higher. None of this is "critical" but if you go to a college where everything is constantly packed its a nice thing to have.

NYC_Dweller wrote:I was thinking the same. Flying home from college and to spring break is not a lot of fly/travel time to make the Platinum worth it. As mentioned, look for other travel cards that suit your needs better. I have the Platinum and works great for me because:

- I dedicate my fly time to one airline
- I fly at least twice a month
- Whenever I'm in an airport I'm working or trying to unwind in a lounge
- Every time I land I'm renting a car
- Every time I'm in a rental I drive to a FHR or SPG network establishment

I can't justify a 19 year old spending 450 a year on a card when there are so many options out there (let alone college cards). Unless you are a 19 year old that does extremely well.

Be true to yourself and determine what is the ideal card for you. If you want to pay 450 for the Platinum just for bragging rights and you can afford it feel free to. However, I can find a better way to spend 450 a year if the Platinum benefits don't suit my immediate needs.

To be back on topic, I put 98k on my card last year and the fee was not waived. It wasn't even waived when I put 115k 2 years ago. I did get 5k MRP at that time. I doubt they will waive the 450 to a new Platinum member but if you try please keep us posted. Anything is possible.



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