Ratfacedudeguy2 wrote:I'd take both of the offers man. $1000 in the first 3 months is nothing if you use your Amex card for daily expenses, such as in place of your debit card. So use one card to buy the Macbook and use the other to put your daily expenses on and you've got more than enough to offset the annual fee of the Platinum (redeem $450 worth of statement credit if you want) and take the first year to analyze which card would be more beneficial for you. Whichever you decide, keep that card and cancel the other one. Then depending on whether you redeem points to offset the annual fee or not you could now have up to $1500 towards that trip to Europe.
I'd do exactly what he said. If you are planning to travel, 100,000 points outweighs the hefty annual fee, and you can always cancel after a year and stick to the more modest PRG card. Also in case they deny you for some reason on the Plat (don't think they would, but just saying), Amex is supposed to only make it a soft pull since you are already a cardholder with your PRG. They usually only hard pull existing members when you are accepted. I can't personally confirm this since both my Amex cards were thankfully accepted, but other members usually report this as the case.