Amex credit limit of $35k or more requires form 4506-t

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craigm1
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Amex credit limit of $35k or more requires form 4506-t

Postby craigm1 » Mon Jul 09, 2012 7:57 am

Word of the wise have a blue cash with a $25k limit asked to go to $35k they said they need a form-4506-t at $35k or more they want to to be able to pull your tax return from the irs probably better to keep it at $34k or lower to avoid!!!

craigm
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


Crashem
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Postby Crashem » Mon Jul 09, 2012 10:38 am

From what I have seen, anything over 25k risks this. But I have seen it not happen with 40k. More of a ymmv.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

DoingHomework
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Postby DoingHomework » Mon Jul 09, 2012 12:45 pm

What's the big deal. Let them get a transcript of your tax return. It's very common and you need to do that to get a mortgage or any other major credit. It does not cost you anything and does not affect your credit except in a positive way.

2percentPlus
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Postby 2percentPlus » Mon Jul 09, 2012 9:57 pm

This is what I was getting at in another thread about credit limits. I'm at $25k on most cards and have heard tidbits about different reps needed for CLI over $25k, underwriting dept., etc...

craigm1
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Tue Jul 10, 2012 12:22 pm

Well in the end didn't need the hassle of having my tax return looked over, asked them to raise me to $30k they said yesterday it would take a few days just logged on a few minutes ago and now my limit is $30k I'm good with that!!!!!!!!!!


craigm
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

Crashem
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Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Tue Jul 10, 2012 12:34 pm

Nice craig
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

craigm1
Centurion Member
Centurion Member
 
Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Tue Jul 10, 2012 12:50 pm

thanks crashem! now if I can get cap one to raise me!!!!!!
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14



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