- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
nolareb wrote:Yes, those are FICO. Freecreditreport.com gives you your up to date experian report, and you are eligible for all three every 3 months. I was very skeptical when I became a member, but it has been a very helpful tool in getting my credit back in line thus far.
nolareb, no those are actually FAKO scores. No FICO scores are available via freecreditreport.com. Those are actually Plus scores and if you look at the disclaimers, you will see Plus scores are for educational purposes. IE. No lender uses them. If you want an actual FICO score, buy Equifax score from myfico.com. Do not bother to buy the TU FICO score as it is an old FICO scoring model and might give you incorrect info as well.
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