I want an American Express!

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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FastSRT8
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Postby FastSRT8 » Fri Jun 22, 2012 12:04 pm

NYC_Dweller wrote:lol that's like getting your ass kicked out of an all you can eat buffet...


Hahahah I'm sure if I do get kicked out of the so called all you can eat buffet, then I would be in really good company as it's pretty rare!
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jeffysdad
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Postby jeffysdad » Fri Jun 22, 2012 2:17 pm

Amex is overrated. Why pay (annual fee) for something that you can get for free. People like Amex because of all the hype around it and the phony prestige, which is created entirely by their advertising. Yes, I've had Amex cards in the past, green and gold, personal and business. Amex is no big thing.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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FastSRT8
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Postby FastSRT8 » Fri Jun 22, 2012 4:45 pm

To each their own.... I beg to differ. The level of service I receive is amazing. Very professional AND prompt. My 'desires' have all been fulfilled. Yes, some not to the level I thought BUT still it is done.

I am a very busy individual and the help the offer me allows me to live my life fuller than if I had to do some of the things myself.

Is it cheap, no. Is it necessary, no. Is it good value, well that all depends on how much one values their time. I for one want to use my time to the max. When having fun, I go all out. When it's time to work, then I work just as hard.

My 2 bits....


jeffysdad wrote:Amex is overrated. Why pay (annual fee) for something that you can get for free. People like Amex because of all the hype around it and the phony prestige, which is created entirely by their advertising. Yes, I've had Amex cards in the past, green and gold, personal and business. Amex is no big thing.
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432521
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Postby 432521 » Fri Jun 22, 2012 6:19 pm

Why don't you go for a Amex with no fee which would be one if their credit cards, or are you wanting a charge card?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

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FastSRT8
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Postby FastSRT8 » Fri Jun 22, 2012 6:21 pm

Hard to say what people's experiences are. Maybe jeffysdad had a bad experience which in turn has turned him off the brand completely. Stuff happens and there are always exceptions to the rule.
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DavidNY
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Postby DavidNY » Fri Jun 22, 2012 9:17 pm

I can see getting the Amex Platinum to save money on Priority Pass if you spend a lot of time stuck in airports.

AMEXGoldfan
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Postby AMEXGoldfan » Sat Jun 23, 2012 4:14 pm

If AMEX approved me for a gold card, they'll approve anyone. I still think someone at AMEX got fired over that mistake!

DavidNY
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Postby DavidNY » Sun Jun 24, 2012 2:46 pm

It's not a mistake. Amex will approve almost anyone with a decent credit score. The exclusivity part is illusory.

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FastSRT8
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Postby FastSRT8 » Sun Jun 24, 2012 7:50 pm

Makes sense. So long as you pay your bills, their risk exposure is low. PLUS they make the AF's

DavidNY wrote:It's not a mistake. Amex will approve almost anyone with a decent credit score. The exclusivity part is illusory.
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