- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Original poster, nedyah is right. Since you never had an Amex till feb 2012, it reports as 2/2012. They do not backdate your member date back to original cardholder anymore. On any other card issuer, when you are added as AU, your credit report will get a duplicate of the original cardholder's credit line. With Amex however, AU is treated like you got your own Amex including its own card number for credit reporting purposes. As such, Amex reports new cards open with the month that card is opened and year of the member date. In your example, sounds like 2/2012 is right. Funny thing is if you had an Amex in 2000, it would have reported it as 2/2000 and older than your sister.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k