How to check your spending ability with AmEx

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23 posts
Kicker
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Location: California

How to check your spending ability with AmEx

Postby Kicker » Fri Jun 15, 2012 1:42 am

Hey everyone, I received my Green Card today and messed around with the spending ability feature on Amex's website. At first it worked out well..I checked if I could spend 1500 and 1900...and then when I checked to see if I could spend 5000...it stopped working from there on out.

This is what it says now: Your inquiry to spend $1500 cannot be processed online. For the security of your account we apply certain restrictions to online inquiries. Please call the number on the back of your Card so that we can assist you with this inquiry.

So I proceeded to call them and asked them what's going on. The man said my account wasn't blocked out or anything but rather because I used the feature more than twice in a span of 24 hours? So I'm just waiting to see if it resets by tomorrow.

Does anyone have any experience with this?

Thanks a lot as always.
My Wallet:

Wells Fargo Visa - $1200 (Obtained 2011)
AMEX Green - NPSL (Obtained 2012)
Chase Freedom - $3000 (Obtained 2012)
Citi Diamond Preferred - $2000 (Obtained 2013)


MemberSince99
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Location: WI

Postby MemberSince99 » Fri Jun 15, 2012 5:44 am

It won't let you use it more than twice in 24 hours as stated.

Some have said, and I don't know but YMMV, that playing with that thing repeatedly is an invitation to F/R. So don't be terrified of it, but don't play with it endlessly either unless you want to learn the pleasures of F/R first hand. Just an FYI.

Kicker
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Joined: Tue Jun 12, 2012 5:37 pm
Location: California

Postby Kicker » Fri Jun 15, 2012 6:22 am

Thank you! I apologize but what is F/R? I thought the feature was simply a simulator..didn't realize it was that serious. thanks again!
My Wallet:

Wells Fargo Visa - $1200 (Obtained 2011)
AMEX Green - NPSL (Obtained 2012)
Chase Freedom - $3000 (Obtained 2012)
Citi Diamond Preferred - $2000 (Obtained 2013)

bmw1990Z
Centurion Member
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Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Fri Jun 15, 2012 7:07 am

Finance Review---they suspend your account til you can prove you have the financials to back up your card. Shouldn't be too worried.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

Kicker
Platinum Member
Platinum Member
 
Posts: 51
Joined: Tue Jun 12, 2012 5:37 pm
Location: California

Postby Kicker » Fri Jun 15, 2012 1:53 pm

Oh wow thank you. Do you folks recommend that I refrain from using it for a few days? Don't wanna get into the hassle of F/R and all.
My Wallet:

Wells Fargo Visa - $1200 (Obtained 2011)
AMEX Green - NPSL (Obtained 2012)
Chase Freedom - $3000 (Obtained 2012)
Citi Diamond Preferred - $2000 (Obtained 2013)

Ratfacedudeguy
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Location: Baltimore

Postby Ratfacedudeguy » Fri Jun 15, 2012 2:03 pm

Yes, just let it cool down for a few days and you should be good to go. If you have a large purchase in mind that you're about to make, go ahead and give them a call before you try to put the transaction through. It's usually a pretty quick process.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

Kicker
Platinum Member
Platinum Member
 
Posts: 51
Joined: Tue Jun 12, 2012 5:37 pm
Location: California

Postby Kicker » Fri Jun 15, 2012 2:20 pm

Oh I see, thank you. I was thinking about purchasing a computer around the 1k range. Would you consider that to be a large purchase?
My Wallet:

Wells Fargo Visa - $1200 (Obtained 2011)
AMEX Green - NPSL (Obtained 2012)
Chase Freedom - $3000 (Obtained 2012)
Citi Diamond Preferred - $2000 (Obtained 2013)

User avatar
FastSRT8
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Location: Canada

Postby FastSRT8 » Fri Jun 15, 2012 2:57 pm

No, a $1k purchase especially if they see it is for a computer or from a computer store is not a big deal. They know computers cost about that much anyways.

BUT if you try and run say $10,000 for a computer and you dont have much history with AMEX then that may be an issue
Carpe diem quam minimum credula postero!

Kicker
Platinum Member
Platinum Member
 
Posts: 51
Joined: Tue Jun 12, 2012 5:37 pm
Location: California

Postby Kicker » Fri Jun 15, 2012 4:30 pm

Ah I see. thank you. Regarding points, would I gain 1200 pts if I buy a macbook that costs 1200?
My Wallet:

Wells Fargo Visa - $1200 (Obtained 2011)
AMEX Green - NPSL (Obtained 2012)
Chase Freedom - $3000 (Obtained 2012)
Citi Diamond Preferred - $2000 (Obtained 2013)

thomaswhitehall
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Posts: 76
Joined: Thu May 24, 2012 5:36 pm
Location: NY

Postby thomaswhitehall » Fri Jun 15, 2012 4:55 pm

Go shop through the amex website and you can probably get more than a 1/$ depending on whether or not they are running a promo right now.



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