- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
CONGRATS!! But you might want to try for a revolver from AMEX if there is one you want. You might end of with two hard inquiries no matter if you are approved or not. If you do, you can dispute it with Experian over the phone as dupe inquiries. I just did it with my wife and inquiries were 9 days apart and they deleted dupe. YMMV. Or you can wait till plat is set up and apply online while you are logged in. Then if you are declined, it will be soft pull, but if you are approved, it will be hard pull. If you get denied, wait 6 months and apply again once you build up history with AMEX. Good history with AMEX counts for a lot when getting their revolvers and makes marginal cases approvals.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k