I finally pulled the trigger on applying for the Platinum AMEX

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ClubMead
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Location: Florida, USA

I finally pulled the trigger on applying for the Platinum AMEX

Postby ClubMead » Thu Jun 07, 2012 12:56 pm

After a couple of months of agonizing over whether to apply or not, and soliciting thoughts and advice (see link)

http://creditcardforum.com/american-express/4073-will-i-qualify-amex-detailed-scenario.html

I finally pulled the trigger and applied by phone.

I was shocked and ecstatic to hear "Welcome to American Express".

INSTANT APPROVAL!! I DID IT!! WHOO HOO!!

Thanks to all who gave me advice and encouragement ...

Considering I am now drunk with this victory, I am thinking I need to dump the Capital One and replace it with a comparable Visa or MC to go along with it my Platinum AMEX .... thoughts? Ideas?
My Wallet:

AMEX Platinum - NPSL (obtained in 2012; Backdated to 1989)
AMEX Gold Business - NPSL (obtained 2006; Backdated to 1989)
Chase Sapphire Preferred - $30,000.00 (Obtained 2012)
Discover - $3,900.00 (Obtained 1994)
Bank of America - $5,000.00 (Obtained 2011)
Capital One - $7,500.00 (Obtained 2011)


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Cyberius
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Location: Tennessee

Postby Cyberius » Thu Jun 07, 2012 1:08 pm

Congrats on the new Platinum!

Crashem
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Postby Crashem » Thu Jun 07, 2012 2:06 pm

CONGRATS!! But you might want to try for a revolver from AMEX if there is one you want. You might end of with two hard inquiries no matter if you are approved or not. If you do, you can dispute it with Experian over the phone as dupe inquiries. I just did it with my wife and inquiries were 9 days apart and they deleted dupe. YMMV. Or you can wait till plat is set up and apply online while you are logged in. Then if you are declined, it will be soft pull, but if you are approved, it will be hard pull. If you get denied, wait 6 months and apply again once you build up history with AMEX. Good history with AMEX counts for a lot when getting their revolvers and makes marginal cases approvals.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

NYC_Dweller
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Postby NYC_Dweller » Thu Jun 07, 2012 4:01 pm

congrats and welcome to the club

tinninches
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Postby tinninches » Thu Jun 07, 2012 4:24 pm

Grats! indeed.
[size=80]Amex Zync[/size]
[size=80]Amex PRG[/size]
Amex Costco TE
Amex Hilton
Amex Delta Gold
Barclay US Airways World MC
Chase SWA Signature
BOA Spirit World MC
[size=80]Barclay Apple Visa[/size]

Perk10
 
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Joined: Fri Jun 08, 2012 5:43 pm
Location: South Florida

Postby Perk10 » Fri Jun 08, 2012 5:52 pm

I just got my Plat card last week and am confused as to what you mean when you say "revolvers". I am a noob at this stuff (hence the reason I joined the forum). . . care to embellish?

John



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