- Gold Member
- Posts: 26
- Joined: Sat Apr 07, 2012 5:52 am
- Location: Franklin, Tn
Anything reporting with a total of util% over 9% puts you at risk for a few things:
The first and immediate, will be a negative impact to your FICO scores. That is guaranteed, the amount of points deducted will vary.
The other being amex CLD'ing you. Not likely, but to think it won't happened is being quite naive. Amex doesn't play.
Try your best to make MORE than the minimum pmt and NEVER miss a pmt. The 2nd worse thing I've done to my CRs was make amex send a 5$ late fee to collectons.
Amex Costco TE
Amex Delta Gold
Barclay US Airways World MC
Chase SWA Signature
BOA Spirit World MC
[size=80]Barclay Apple Visa[/size]