- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I apologize for my curiousity and trying to ride the bleeding edge but if you don't know what the limits truly are, I guess then my thought is why not find them. I mean I don't walk up to the desk seargent in the police station and ask where they keep the guns and drugs, but in credit terms it is pretty close.
I was curious about this, so I called to check the status. Turns out it's been forwarded to the executive team for review.
I asked if there is anything keeping me from getting an Amex in the future, he said this didn't necessarily apply to me but they apparently have a couple of systems there that approve cards. If you have a charge off in one of them then it may catch that. That was news to me but I wanted to share it in case it is of use to someone. I never paid my charge offs but they gave me 3 cards anyway, then declined me saying I had a delinquent Plat card. As stated I've never had a Plat, nor was there any recent issues with my credit, but they may have confused the old charge off for this, I don't know.
Maybe that explains some of it. I don't know but I hope in sharing what I learn at least we can maybe learn things about this process and be better for it.
Seems there is always something new to learn.