Platinum Plus or Nothing?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
5 posts
thomaswhitehall
Platinum Member
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Joined: Thu May 24, 2012 5:36 pm
Location: NY

Platinum Plus or Nothing?

Postby thomaswhitehall » Thu May 24, 2012 5:48 pm

After having the green and gold card, I'm trying to figure out whether or not having an Amex account is worth it unless you have the platinum or centurion. Strictly speaking about charge cards...

Amex gold doesn't have an aggressive points system, PR does but are the points really worth the $175 annual?

Seems like unless I have the platinum I'm basically throwing the annual out since I can get a better return with other cards.

The only advantage I'm getting right now is fact that it helps me manage my money since I never overspend. The roadside assistance seems interesting but I'm assuming a tow is going to run me more than the $50. The hotel credit of $75/night plus upgrade is for only select hotels in major cities for the most part.

How are you guys getting something out of your gold cards?


MemberSince99
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Location: WI

Postby MemberSince99 » Thu May 24, 2012 8:56 pm

For me personally the extra 30 bucks a year over green is made up for in the roadside assistance not having any distance from home you have to be to use it. Just on that basis I'd cough up the extra money.

I don't fly (travel) so the Platinum wouldn't make much sense for me personally I'm happy with the 125 a year Gold which they waived the first year fee for and offered enough bonus points to pay for the second.

thomaswhitehall
Platinum Member
Platinum Member
 
Posts: 76
Joined: Thu May 24, 2012 5:36 pm
Location: NY

Postby thomaswhitehall » Thu May 24, 2012 9:40 pm

Yeah I guess those are valid points...think I'm just sour I didn't just go for the Platinum lol

NYC_Dweller
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Joined: Wed May 18, 2011 1:16 pm
Location: NYC

Postby NYC_Dweller » Thu May 24, 2012 10:52 pm

thomaswhitehall wrote:After having the green and gold card, I'm trying to figure out whether or not having an Amex account is worth it unless you have the platinum or centurion. Strictly speaking about charge cards...

Amex gold doesn't have an aggressive points system, PR does but are the points really worth the $175 annual?

Seems like unless I have the platinum I'm basically throwing the annual out since I can get a better return with other cards.

The only advantage I'm getting right now is fact that it helps me manage my money since I never overspend. The roadside assistance seems interesting but I'm assuming a tow is going to run me more than the $50. The hotel credit of $75/night plus upgrade is for only select hotels in major cities for the most part.

How are you guys getting something out of your gold cards?


Noticed you're from NY. If you're in NYC you will have a lot of early ticket access to shows and events. The year end summary is also useful.

thomaswhitehall
Platinum Member
Platinum Member
 
Posts: 76
Joined: Thu May 24, 2012 5:36 pm
Location: NY

Postby thomaswhitehall » Thu May 24, 2012 11:42 pm

Yeah it's just a lot of the shows are pretty boring lol this week Justin Bieber was the headline event lol....



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