Does Invitation = Instant Approval?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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agp
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Does Invitation = Instant Approval?

Postby agp » Mon May 21, 2012 6:08 pm

After having Amex BCE for a month, I received a letter in the mail today saying that I "have been selected to apply" for Amex Gold. Does this mean if I were to apply I would get instantly approved? (Or just approved, with little/no chance of being denied)?

Also, Amex advertises the 10x points per dollar at Amex online retailers... how many of these retailers are big brands people know and usually buy from?

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred


Crashem
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Postby Crashem » Mon May 21, 2012 6:14 pm

Nope. Selected to apply means they got your info from list. Pre-approved = the soft inquiry and liked what they saw. Neither means you are for sure going to get approved but pre-approved is very good chance.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

Blzer76
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Postby Blzer76 » Mon May 21, 2012 6:25 pm

agp wrote:Also, Amex advertises the 10x points per dollar at Amex online retailers... how many of these retailers are big brands people know and usually buy from?


From what I have seen the last couple of monts is mainly online florist qualify for 10x. They did have Apple store online for 6x. They have quite the selection in terms of clothing retailers for 3x in the bonus points mall.



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