MemberSince99 wrote:Having 2 major credit cards should improve your score in the long run yes. Once you get over the initial hard pull, most of which goes away in a couple of months, you'll see it go up.
Using it will also increase your Amex internal score. That's a good thing as well.
Thank you very much for your reply. So I should keep using both cards every month and I should see an improvement in my score? Also sorry for asking, but is a hard pull when a bank pulls up my records?This is what it says on the top: "Inquiries Shared With Others."
If so, it currently shows American Express and 3 other banks and they all expire next yr...so is this holding back my score?