How does Amex car rental coverage work?

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newbiecredit
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How does Amex car rental coverage work?

Postby newbiecredit » Sat May 12, 2012 12:04 am

I have a quick question, 3 days ago we rented a car for an out of town trip.. i booked it thru amex travel website to double the points.. so we picked up the car and the enterprise guy asked us if we wanted insurance for the car..

At the back of my mind i remembered reading that whenever you book a car rental thru Amex, there's and insurance covering the rental car. Is that the same insurance that car rentals offers? Because I accepted the basic insurance of Enterprise coz i wasnt sure if it was covered thru Amex.

Can someone clear this car insurance rental deal with Amex so the next time we rent a car, we know if we will decline the car rental company's insurance? Help!


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FastSRT8
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Postby FastSRT8 » Sat May 12, 2012 1:03 am

should have declined. Amex usually covers all. Check your policy. I know Platinum and Centurion for sure covers it.
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newbiecredit
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Postby newbiecredit » Sat May 12, 2012 1:49 am

i only have the green amex.. does the green one cover it too?

BCF
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Postby BCF » Sat May 12, 2012 10:30 am

newbiecredit wrote:i only have the green amex.. does the green one cover it too?


I guess they provide secondary coverage. But you can enroll in a program called "Premium Rental Car Protection" to get the primary coverage. But it is not free, it charges me around $20 for one week rental.
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FastSRT8
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Postby FastSRT8 » Sat May 12, 2012 3:29 pm

Call and check. The Green card may not have direct coverage.
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