- Centurion Member
- Posts: 538
- Joined: Fri Mar 09, 2012 9:29 am
- Location: San Francisco, CA
Orchard cards register as HSBC on your credit report. The only time I have ever seen an automated system take into account what card issuers you have is AMEX and that was with obviously subprime issuers such as first premier. However, issuers issuer initial credit lines off of what they see on your credit report. Sometimes they give you average or high average (take out outliers) or try to get around your highest limit. In your case, I don't think it makes a difference. If you want to keep it around, go for it. If you don't, go for it. I would however cancel it before the next annual fee if any.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k