How soon can you upgrade an Amex?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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doligan305
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How soon can you upgrade an Amex?

Postby doligan305 » Fri May 04, 2012 10:11 pm

I just applied and got approved for the Amex green card :D I was wondering if when it gets here, if I can upgrade it to platinum or is it too soon?


Marcov719
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Postby Marcov719 » Sat May 05, 2012 1:52 am

I believe it's 13+ months without another hard pull from AmEx and you pay the new annual fee's for which ever card you want.

DoingHomework
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Postby DoingHomework » Sat May 05, 2012 8:21 am

Amex interprets the new CARD Act rules to say that it is illegal to upgrade you for 13 months. Whether that is correct does not matter. They will not allow you to upgrade until you have been a cardholder for 13 months.

When you upgraded you pay a prorated annual fee on the new card and they refund the old card on a prorated basis.

Crashem
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Postby Crashem » Sat May 05, 2012 9:29 am

Hmm I would just call. I seem to remember them allowing downgrades, not sure about upgrades
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CC Deville
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Postby CC Deville » Sat May 05, 2012 10:22 am

13 months. Due to CARD Act a whole year needs to go by before Amex will be able to charge a higher annual fee.

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FastSRT8
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Postby FastSRT8 » Sat May 05, 2012 11:36 am

doligan305 wrote:I just applied and got approved for the Amex green card :D I was wondering if when it gets here, if I can upgrade it to platinum or is it too soon?


Although you can technically upgrade after 13 months, I always found it best for the credit card company to come after you and offer an upgrade versus you chasing after them to give them more $$ for simply the colour of your card. That's what I did throughout my relationship with Amex. I don't like asking or chasing them as it makes one look 'desperate'. Kind of like begging for a second date LOL.
Carpe diem quam minimum credula postero!

Moneytalks
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Postby Moneytalks » Sat May 05, 2012 12:31 pm

FastSRT8 wrote:Although you can technically upgrade after 13 months, I always found it best for the credit card company to come after you and offer an upgrade versus you chasing after them to give them more $$ for simply the colour of your card. That's what I did throughout my relationship with Amex. I don't like asking or chasing them as it makes one look 'desperate'. Kind of like begging for a second date LOL.


Agreed, but secretly, I still REALLY want the upgrade
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

doligan305
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Postby doligan305 » Sat May 05, 2012 1:47 pm

thanks guys but also i was pre aproved for gold and green could i see if they can change that ?

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FastSRT8
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Postby FastSRT8 » Sat May 05, 2012 2:05 pm

Moneytalks wrote:Agreed, but secretly, I still REALLY want the upgrade


So true. This applies to all things in life.
Carpe diem quam minimum credula postero!

Money card
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Postby Money card » Sat May 05, 2012 8:37 pm

doligan305 wrote:I just applied and got approved for the Amex green card :D I was wondering if when it gets here, if I can upgrade it to platinum or is it too soon?


so how do you like your card? will you be using your card for personal use like shopping at stores out to eat at restaurants like ruby tuesdays , car repairs, the 3,000 miles or will you be using your card for business use airlines, checking into hotels, local merchant dinners
and taking clients to theatrical shows?

if business use will you have your bill sent to your home or office?

I use my card for personal use.



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