Gift and a Curse

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
25 posts
Philosophuer
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Location: New jersey

Gift and a Curse

Postby Philosophuer » Fri Apr 13, 2012 5:03 am

It puzzles me as to why when you have a AMEX GOLD PR card most people assume your wealthy. I recently pulled my card out to pay for a dinner that I was having with a couple of friends, and they could not stop talking about it, making remarks like, "wow, someone has a high tax bracket!"

Now I know some of it is all in good fun, but I was kinda embarrassed. I didn't know a card would spark so much attention, I use it for everything so it wasn't as if I was showing off. Also on another occasion I was in Lord and Taylor, the reps paid little attention to me until I went to make a payment for a pair of gloves.

Pulled out the card, then it started the 21 questions, they ask me if I was satisfied, if I need help with another purchase, did the rep answer all my questions. In my head, I was thinking that a minute ago they couldn't care less, and the person I front of me who used her bank card did not get these questions. Is it just me or has this happened to anyone else? Any advice ?


bmw1990Z
Centurion Member
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Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Fri Apr 13, 2012 6:37 am

I think thats the stigma that comes with AMEX--people assume you are rich if you carry certain cards. If you don't like it per say just find a different branded card.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

jeffysdad
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Joined: Thu Apr 30, 2009 2:32 pm
Location: Texas

Postby jeffysdad » Fri Apr 13, 2012 6:40 am

People think that because that's what Amex advertising/marketing tells them to think. The aura of wealth is part of the Amex product differentiation and marketing strategy. It works. That's why so many people are willing to pay $80 or more per year for something they could get for free from someone else. For MOST people, the "unique" Amex benefits are of little or no use and hardly worth mentioning.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

Philosophuer
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Joined: Tue Mar 27, 2012 12:59 pm
Location: New jersey

Postby Philosophuer » Fri Apr 13, 2012 7:03 am

Hellz no, I love Amex

JCarter
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Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Fri Apr 13, 2012 9:18 am

Get a USAA American Express, they come in black. You'll see great reactions from people who have never held or seen a real Centurion card.

irvine801
Centurion Member
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Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Fri Apr 13, 2012 12:25 pm

LOL. That's funny, people always stare at my amex and I usually get a lot of compliments on my card. "Wow I've never seen a white American express"! Makes me feel cool. Jcarter, you have a centurion don't you? I bet people are memorized by it :P
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

Regnohspf
Platinum Member
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Joined: Tue Feb 21, 2012 10:57 pm
Location: Orlando

Postby Regnohspf » Fri Apr 13, 2012 1:47 pm

LOL thats pretty funny

I have yet to get any compliments on my card or anyone be "wow'ed" by my Zync lolol
Wells Fargo Student Credit Card Visa - $1300 (February 2011)
American Express Zync Charge Card (February 2012)
Chase Freedom Visa- $2000 5% rotating (April 2012)
Citi Forward Visa- $3000 - 5x at restaurants, amazon.com (April 2012)
Chase Sapphire Preferred Mastercard World Elite - $5000 (July 2012)

Credit cards left to attain
-Amex BCE/BCP

Philosophuer
Gold Member
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Posts: 35
Joined: Tue Mar 27, 2012 12:59 pm
Location: New jersey

Postby Philosophuer » Fri Apr 13, 2012 6:17 pm

Even I was surprised when I first saw the white one

irvine801
Centurion Member
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Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Fri Apr 13, 2012 6:39 pm

It's a nice card though. But people think its some high lever charge card. I'm cool with that :)
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

CC Deville
Centurion Member
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Posts: 1075
Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Fri Apr 13, 2012 8:01 pm

When I was 20 and pulled out my Gold card I got a lot of looks. Either they thought I stole it or were impressed that I had a Gold card so young.

Now days not so much though I only have Blue and Zync now.

I would imagine that if you lived in a smaller city or some awful midwestern or southern hick town ANY Amex would be given a once over. But if you live in larger cities like NYC, Chicago, Miami, LA, Philadelphia etc etc etc those cards are a dime a dozen just like BMW 3 Series and Mercedes Benz's are.

AMEX is a great company and they have spent a lot of money on their image. People who do not know about the charge cards don't know that anybody with even marginal credit and a pulse can obtain one.



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