Gift and a Curse

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
JCarter
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Postby JCarter » Fri Apr 13, 2012 8:11 pm

irvine801 wrote:LOL. That's funny, people always stare at my amex and I usually get a lot of compliments on my card. "Wow I've never seen a white American express"! Makes me feel cool. Jcarter, you have a centurion don't you? I bet people are memorized by it :P


I do, and some are. Others have seen them so often they just haul the hunk of metal to the machine and swipe it.


JCarter
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Postby JCarter » Fri Apr 13, 2012 8:12 pm

irvine801 wrote:It's a nice card though. But people think its some high lever charge card. I'm cool with that :)


Actually Amex Private Bank for about a year issued their deferred debit cards in the same style as Zync, so the card you have was at one point quite "elite".

JCarter
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Postby JCarter » Fri Apr 13, 2012 8:13 pm

CC Deville wrote:When I was 20 and pulled out my Gold card I got a lot of looks. Either they thought I stole it or were impressed that I had a Gold card so young.

Now days not so much though I only have Blue and Zync now.

I would imagine that if you lived in a smaller city or some awful midwestern or southern hick town ANY Amex would be given a once over. But if you live in larger cities like NYC, Chicago, Miami, LA, Philadelphia etc etc etc those cards are a dime a dozen just like BMW 3 Series and Mercedes Benz's are.

AMEX is a great company and they have spent a lot of money on their image. People who do not know about the charge cards don't know that anybody with even marginal credit and a pulse can obtain one.


Marginal credit on which platform though?

Philosophuer
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Postby Philosophuer » Fri Apr 13, 2012 8:54 pm

Amex is strict on underwriting, not everyone can have one

Money card
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Postby Money card » Fri Apr 13, 2012 10:49 pm

irvine801 wrote:LOL. That's funny, people always stare at my amex and I usually get a lot of compliments on my card. "Wow I've never seen a white American express"! Makes me feel cool. Jcarter, you have a centurion don't you? I bet people are memorized by it :P


Irvine your lucky that people talk to you about your card. out where I live whether I'm at shoprite in New York, or wal mart, or if I'm at Barnes and nobles or a clothing store in Paramus people , pull out there card swipe it and put it away fast, it's like they think anybody want's to steal there cards, we have our own I'm just curious who has more of an eexecutive card me or them , it doesn't have to be an American express.

I'm not intrested in stealing from anyone just comparing, It's nice that people talk to you about your cards your lucky.

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Postby Money card » Fri Apr 13, 2012 10:59 pm

Philosophuer wrote:It puzzles me as to why when you have a AMEX GOLD PR card most people assume your wealthy. I recently pulled my card out to pay for a dinner that I was having with a couple of friends, and they could not stop talking about it, making remarks like, "wow, someone has a high tax bracket!"

Now I know some of it is all in good fun, but I was kinda embarrassed. I didn't know a card would spark so much attention, I use it for everything so it wasn't as if I was showing off. Also on another occasion I was in Lord and Taylor, the reps paid little attention to me until I went to make a payment for a pair of gloves.

Pulled out the card, then it started the 21 questions, they ask me if I was satisfied, if I need help with another purchase, did the rep answer all my questions. In my head, I was thinking that a minute ago they couldn't care less, and the person I front of me who used her bank card did not get these questions. Is it just me or has this happened to anyone else? Any advice ?


It's because you have a high level premium card that alot of corporate executives , and high up have this card.

don't get me wrong there are plenty of average Joes that have a premium card. but when you pull out your gold yeh people have that image of your card, rember compared to them , they might have a regular American express card like Blue cash programs, the clear or Blue

so when they see your card there in ahhhhh.

4Runner
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Postby 4Runner » Sat Apr 14, 2012 12:01 am

I have not ever seen anyone staring at me when i pay either the AMEX Platinum or GPR, and I really can care less about that.

ivotedale
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Postby ivotedale » Sat Apr 14, 2012 12:53 am

Similar situation- was paying for some postage items at the local USPS store last week, and paid for it via green Amex charge. You are required to hand over the card for them to see the last four digits anyway, and questioned me if I was the actual owner of the card or not.

I probably look like I'm 20-ish (actually 24), but the teller looked surprised I had the card. This location isn't in the city like some others said you could see Amex's come in at a dime-a-dozen, so it's to be expected. I guess on the other hand, normal people pay debit/cash at the USPS stations ha.

I've been using the Zync card otherwise as my main card, but once I cancel it the Green will be my primary card anyway.
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF

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Postby Celestine » Sat Apr 14, 2012 1:04 am

Amex Platinum is my primary card and I could care less what other people think. A charge card is my primary card so as not to overspend since charge card account balance are supposed to be paid in full every month; same as cash purchases unlike credit cards where I can carry a balance that is very tempting to do.
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Postby PlatinumAMEX94 » Sat Apr 14, 2012 1:50 am

Philosophuer wrote:It puzzles me as to why when you have a AMEX GOLD PR card most people assume your wealthy. I recently pulled my card out to pay for a dinner that I was having with a couple of friends, and they could not stop talking about it, making remarks like, "wow, someone has a high tax bracket!"

Now I know some of it is all in good fun, but I was kinda embarrassed. I didn't know a card would spark so much attention, I use it for everything so it wasn't as if I was showing off. Also on another occasion I was in Lord and Taylor, the reps paid little attention to me until I went to make a payment for a pair of gloves.

Pulled out the card, then it started the 21 questions, they ask me if I was satisfied, if I need help with another purchase, did the rep answer all my questions. In my head, I was thinking that a minute ago they couldn't care less, and the person I front of me who used her bank card did not get these questions. Is it just me or has this happened to anyone else? Any advice ?


For many people the perception is that if someone holds an American Express CHARGE card, then they can afford to pay for it in full. Back in my younger days when I worked for Best Buy, most people couldn't afford to pay for something like a computer in full, so they had to finance it. Our "perception" was that the customer must have lots of extra money sitting around to pay for it in full AND doesn't mind paying an annual fee.
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