Questions about American Express & Costco TrueEarnings Business Card

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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DGenerateKane
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Questions about American Express & Costco TrueEarnings Business Card

Postby DGenerateKane » Wed Jan 14, 2009 6:35 pm

According to a sticky in the Rewards forum it is no longer available, but the application is still accessible from AmEx's site here. So is it available or not? Assuming it is, you can sign up as a sole proprietor if you enter your legal name as the business name, but I'm actually not sure if that is one's full name or just first and last.

I've been looking for a good rewards card but AmEx's Blue Cash card's required minimum purchase may be too steep for me this coming year.


DGenerateKane
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Postby DGenerateKane » Wed Jan 14, 2009 11:57 pm

Yeah I have access to both my FICO and PLUS scores, both say they are excellent and that I am low risk.

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fffresh
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Postby fffresh » Thu Jan 15, 2009 1:58 am

Another thread on this forum last week mentioned American Express doling out a measly $3000 credit limit on 830 Fico score. Whichever card you end up with I would not expect receiving a high credit limit to start out with.

DGenerateKane
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Postby DGenerateKane » Thu Jan 15, 2009 3:22 pm

That's not a problem. I think I will apply for the Blue card anyways, for whatever reason I was thinking it had the same percentages on rewards as the TrueEarnings card but they are actually higher. Just wish more places took AmEx. :(


Edit: I just got approved for $6800. Lower than my 3 Visas but still more than enough.

bikermike
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Postby bikermike » Thu Jan 15, 2009 6:58 pm

A $6800 credit limit right now is nothing to sneeze at. Right now no one is giving the big credit limits we became use to during the booming times. I wouldn't try applying for any business credit card right now myself either if I needed another one. Last thing I want to do is have to explain my income and tax returns line by line to some damn credit card bean counters to have the card. You see what they don't get is as a business owner you always maximize deductions and do accounting tricks to make your income less than it is even though you're bringing in more green than the numbers say. Heck I could double my income if I chsoe not to write a few things off but the bean counters wouldn't get that.



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