itsmeandrew wrote:I'm looking to get either a credit/charge card with more rewards than my 1% cash back from WF. I've been looking into the AmEx green card, Gold Delta Skymiles card or Blue Cash card.
I'm 20 years old. The last credit score I got was around 710. I've had my oldest credit card for about two years. It's a capital one platinum with a $500 CL. I have a WF credit card with $1,200. I have a card loan with $5,000 remaining and $11,200 in student loans. I make about $15,000 a year at a part time job. I'm currently in school full time. I make all credit card payments in full; the balances are $0 on both. I make my car payment on time each month. I've made interest payments on my student loans.
I'd rather wait and apply later when I have a better chance of getting approved than apply now and get denied and have it show up on my credit, but if I can get approved now then great.
Does anyone have any advice, suggestions or predictions on whether or not I'd get approved? Thank you!
Moneytalks wrote:I agree with Celestine, except, remember that the Zync cannot be upgraded to a Green or any other charge cards, the Zync stands by itself, so if you're looking to get a Gold or something down the road, I would wait and take your shot at the Green. (Znyc is a good card tho)