Will American Express cancel my card for lack of spending?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Will American Express cancel my card for lack of spending?

Postby Sitti » Wed Apr 04, 2012 5:32 pm


I haven't applied for Amex Platinum yet, but I am about to. I have heard about Amex close Platinum card account for lack of spending. Is this true? Since I use my Amex Starwood as my primary card, I probably would spend $100~$200 a month on platinum card, except when I travel I would spend a lot more than few hundred dollars. Will Amex close my plat card if I spend too little on it?

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Postby JCarter » Fri Apr 13, 2012 4:16 am

No. As long as you pay your annual fee and use the SPG card regularly you are fine.

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Postby Moneytalks » Sat Apr 14, 2012 3:30 pm

No, I actually asked the same question when I first applied for my Green, as long as you pay the annual fee, you could charge $10 a month and you'd be good. (Obviously that's a horrible situation to be paying such a high annual fee for those kinds of purchases, but to each his own lol!) Except for the Black Centurion, where, I think, you need to spend a minimum per month, but hey, when you have that card, a new ferrari every other month doesn't seem abnormal...
Wallet: Amex BCE & Chase Freedom. (Credit Card dieting since 2014)

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Postby amexguy321 » Sat Apr 14, 2012 11:32 pm

there is NO min spend per month as long as you pay the fee... same goes for centurion

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Postby jeffysdad » Sun Apr 15, 2012 12:42 pm

I never use my free Blue Cash and it hasn't been canceled. It's just sitting there with a $25k limit. If they aren't closing my account for inactivity they certainly aren't going to close an account that generates an annual fee.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Postby FutureBillionaire » Wed Apr 18, 2012 8:33 pm

Jeffysdad, why don't you use your blue cash to buy gift cards to places that you shop?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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