Jeremy1982 wrote:For your information, I owned a business with 5 employees and made 400k/ year. It closed literally overnight when the mortgage industry crashed 4 years ago leaving me with 0 income. That's why I couldnt pay the bill. Always has a 720+ credit before that. Don't judge people so fast...sometimes life happens. I didn't get the Amex with the intent to not pay
Sorry if that came off as rude. I meant Celestine's opinion was a good statement. No one wants to default on anything but things happen unfortunately. My father, who had 50k worth of open credit declared a bk. And now 1k is is highest limit. It sucks... And again sorry I didn't mean as rude towards you my friend.