753 credit score, is it good enough to be approved?

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Postby blotter » Mon Mar 12, 2012 11:36 pm

I don't mean to hijack, but I also don't want to start a new thread with this one going.. so, along the same lines I'm looking at the blue cash preferred.

I have no idea what my credit score is, but I've had a credit card (with capital one) since 2005, paid in full every month for those 6 1/2 years or so. Credit limit of 2,500.

I also have a credit union CC with a $1,000 credit limit. And paid off roughly 10k in student loans before interest started accruing.

I'm only making ~19k a year, but if I get the job I'm interviewing for tomorrow that will go to about 48k.

So assuming I get this gig, how soon should I apply for the blue? Should I even apply for this card? Something better for me? I don't want to lower my score applying for a card that I don't get.

I've never really looked into rewards cards; just racked up probably 800-1000 on average a month, paid in full, got nothing in return and I want to change that if I could. Any advice or help would be greatly appreciated.


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Postby PlatinumAMEX94 » Tue Mar 13, 2012 1:01 pm

blotter wrote:
I have no idea what my credit score is.

I would recommend you go to your credit union and ask them to give you your credit score BEFORE you start applying for credit. No sense in applying for credit if your score is too low. Blue is harder to get, it is an actual credit card not a charge card, so don't be disappointed if you don't get it the first time around. Generally a 750 is good enough to get an American Express Blue. Good luck!
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