American Express with limited credit history?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
17 posts
Money card
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Postby Money card » Sun Mar 04, 2012 12:41 am

Marcov719 wrote:I have a limited credit history as well but I was approved for Amex's Green Charge card.


How do you like your green card? do you use your green card for personal use?

I love my card I use my card for personal use like taking family to restaurants, going to the mall, etc.


Marcov719
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Postby Marcov719 » Tue Mar 06, 2012 11:14 am

Money card wrote:How do you like your green card? do you use your green card for personal use?

I love my card I use my card for personal use like taking family to restaurants, going to the mall, etc.


I love it a lot! And yes it's for personal use only. It makes me feel good paying with my AmEx card and I sometimes get some surprising looks because I'm pretty young.

JA.
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Postby JA. » Sat Mar 10, 2012 1:40 am

I was in the same boat as you, just applied for the zync card earlier this morning and was instantly approved btw im also a student with a very limited income and when it asked for my annual income i entered $X,XXX thats in the the 4 digit numbers haha I was really afraid i would be denied for my low income :p
Amex Zync
Chase Marriot Premier
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WF Platinum Cash Back

bmw1990Z
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Postby bmw1990Z » Tue Mar 27, 2012 7:26 am

you could try the green card.
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013

Crashem
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Postby Crashem » Tue Mar 27, 2012 10:43 am

Money card wrote:Because the debit card doesn't report to credit bureaus. it comes right out of his checking.

while at least the pass card establishes credit. you get a month to pay your bill unless the parents help out. it establishes better credit than the debit card does.

debit card is for getting cash out of a machine. while a student card helps students when short on cash .


Anyone know if PASS does report to credit bureaus?
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

bmw1990Z
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Postby bmw1990Z » Wed Mar 28, 2012 3:58 pm

i have a friend in hs who has one and its linked through his moms platinum card. But I think it only reports for the person who funds the card...plus i dont see anything about that on the AMEX website...but i could be wrong.
Cards in my wallet:

-Citi Forward Card for College Students-July 2011

-American Express Platinum Delta Skymiles--July 2013

Crashem
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Postby Crashem » Wed Mar 28, 2012 4:17 pm

Getting AMEX pre paid cards mixed up. It is this one in this article:

A learner's permit for credit? | Bankrate.com
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k



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